Debt can be a destructive evil or a useful tool - it’s all in how you understand assets. Debt that is backed by an asset can be useful if used properly for your home, your vehicle, and business, and in some cases, your education. In this section, we lay out guidelines on useful and harmful debt and how to ensure you never dig a hole bigger than the assets that are backing it. In this section, we also work to eliminate consumer debt which has hamstrung many Christians from pursuing all God has for them.